Are you planning to bring your parents or grandparents to Canada on a Super Visa? If so, one of the key requirements is Parent Super Visa Insurance. This insurance ensures that your loved ones have access to medical care during their extended stay in Canada, covering unexpected healthcare costs.

In this guide, we’ll discuss what Parent Super Visa Insurance is, how much it costs, what it covers, and how to choose the best plan to meet the requirements of Immigration, Refugees, and Citizenship Canada (IRCC).

What is Parent Super Visa Insurance?

Parent Super Visa Insurance is a mandatory health insurance policy required for parents and grandparents applying for a Super Visa to visit Canada. Since visitors do not qualify for Canada’s public healthcare system, this insurance ensures they receive adequate medical coverage during their stay.

Key Requirements for Super Visa Insurance

✔ Minimum coverage of $100,000 CAD
 ✔ Valid for at least one year
 ✔ Covers healthcare, hospitalization, and repatriation
 ✔ Issued by a Canadian insurance company
 ✔ Must be paid in full upfront (some providers offer monthly plans)

Without Super Visa Insurance, the application for a Parent Super Visa may be denied.

How Much Does Parent Super Visa Insurance Cost?

The cost of Super Visa Insurance varies depending on several factors, including:

🔹 Age of the Applicant – Older applicants usually pay higher premiums.
 🔹 Coverage Amount – Minimum coverage is $100,000, but some opt for $150,000–$300,000 for better protection.
 🔹 Pre-Existing Medical Conditions – Some policies cover pre-existing conditions at an additional cost.
 🔹 Duration of Stay – Insurance must be valid for at least one year but can be renewed if needed.

Estimated Super Visa Insurance Rates in Canada

Age Group

$100,000 Coverage

$150,000 Coverage

$300,000 Coverage

40–50 Years

$900 – $1,200

$1,100 – $1,400

$1,300 – $1,800

51–60 Years

$1,200 – $1,500

$1,400 – $1,800

$1,600 – $2,200

61–70 Years

$1,800 – $2,500

$2,200 – $3,000

$2,800 – $3,800

71+ Years

$2,500 – $4,500

$3,200 – $5,500

$4,000 – $7,000

💡 Tip: Compare different insurance providers to get the best deal on Super Visa Insurance.

What Does Parent Super Visa Insurance Cover?

A Super Visa Insurance plan typically includes the following coverage:

✅ Emergency Medical Care – Covers doctor visits, hospital stays, and medical tests.
 ✅ Prescription Medications – Covers the cost of necessary medicines.
 ✅ Hospitalization – Pays for in-patient hospital stays and treatments.
 ✅ Emergency Dental Care – Covers unexpected dental procedures due to accidents.
 ✅ Repatriation Coverage – Covers transportation costs in case of a medical emergency requiring return to the home country.

⚠️ What’s NOT Covered?

🔸 Pre-existing conditions (unless specified in the policy)
 🔸 Non-emergency treatments
 🔸 Routine check-ups and elective procedures

Best Super Visa Insurance Plans in Canada

Here are some of the top-rated Super Visa Insurance providers in Canada offering affordable and reliable plans:

🏆 Manulife – Flexible plans with coverage for pre-existing conditions.
 🏆 Sun Life – Comprehensive health coverage with various deductible options.
 🏆 Blue Cross – Competitive pricing with excellent customer service.
 🏆 GMS (Group Medical Services) – Affordable rates and easy online application.
 🏆 Tugo – Fast claims processing and 24/7 emergency assistance.

Before choosing a provider, compare coverage, premiums, and refund policies to find the best option for your parents.

Super Visa Insurance Monthly Plans: Is It Possible?

Many insurance providers require full payment upfront, but some offer monthly payment plans to make it more affordable. These monthly plans allow you to spread the cost over several months instead of paying the full amount at once.

💡 Tip: Not all providers offer a Super Visa Insurance monthly plan, so be sure to check with your insurer before purchasing.

How to Apply for Parent Super Visa Insurance?

Applying for Super Visa Insurance is simple and can be done online or through an agent. Follow these steps:

Step 1: Compare Insurance Quotes

Use online tools to compare different providers and find the best Super Visa Insurance plan.

Step 2: Choose a Policy

Select a plan that meets the minimum $100,000 coverage requirement and fits your budget.

Step 3: Submit an Application

Provide details such as applicant’s age, medical history, and duration of stay.

Step 4: Make Payment

Pay the premium in full or choose a monthly plan if available.

Step 5: Receive Your Insurance Certificate

Once approved, you will receive an official insurance policy certificate, which must be submitted with the Super Visa application.

Frequently Asked Questions (FAQs) About Parent Super Visa Insurance

1. Can I get a refund if my Super Visa is denied?

Yes, most insurance providers offer full or partial refunds if the Super Visa application is rejected.

2. Can I get a Super Visa Insurance monthly plan?

Some providers allow monthly payments, but most require full payment upfront.

3. Does Super Visa Insurance cover COVID-19?

Many policies now include COVID-19 coverage, but always confirm with the provider.

4. Can I renew my Parent Super Visa Insurance?

Yes, you can renew the policy if your Super Visa is still valid.

5. Can I buy Super Visa Insurance from a non-Canadian company?

No, the insurance must be purchased from a Canadian insurance provider to meet IRCC requirements.

Final Thoughts: Get the Best Super Visa Insurance for Your Parents Today!

Finding the right Super Visa Insurance is essential to ensure your parents or grandparents are fully covered during their stay in Canada. By selecting a plan that meets IRCC requirements and offers comprehensive coverage, you can protect your loved ones from unexpected medical costs.