The Indian Institute of Banking & Finance (IIBF) is a distinguished institution recognized for its delivery of distance learning programs tailored to the banking and finance sector. These programs are meticulously crafted to address the specific needs of professionals within the industry, with the primary goal of enhancing their expertise and fostering personal development.

The oversight of IIBF exam is managed by a Governing Council, a body comprising representatives from the banking and finance industry, alongside academic and professional experts. This diverse composition ensures comprehensive management and guidance for the institution.

Through collaborative efforts with both national and international institutes, IIBF conducts examinations that play a pivotal role in propelling the careers of banking professionals, facilitating their upward mobility within the field.

IIBF offers a diverse array of courses, each accompanied by its corresponding examination. Notable among these are the Diploma Courses, encompassing Banking Technology, International Banking & Finance, Treasury Investment & Risk Management, Commodity Derivatives for Bankers, Home Loan Advising, Retail Banking, Advanced Wealth Management, and Urban Co-operative Banking.

Furthermore, the institution administers examinations for Blended Courses, including Bank Trainers, Certified Accounting & Audit Professional, Credit Professional, Compliance Professional, Risk & Financial Services, and Treasury Professional.

IIBF also provides Certification exams, such as Certificate in International Trade Finance, Certificate Examination in MSME, Certificate Examination in Information System Banker, Certificate Examination in AML/KYC, Customer Service & Banking Codes and Standards, Certification in IT Security, Prevention of Cyber Crimes and Fraud Management, among others.

Under its Flagship programs, IIBF conducts exams like JAIIB (Junior Associate of IIBF), CAIIB (Certified Associate of IIBF), CAIIB Elective Subjects as Separate Certificate Examinations, and Diploma in Banking & Finance. These flagship courses serve as benchmarks for professional achievement within the banking and finance sector.

 

CERTIFICATION COURSE OF IIBF

IIBF's certification courses are meticulously crafted to empower finance and banking students, nurturing their expertise in the dynamic field of finance and banking. The institute offers a range of courses designed to elevate candidates' knowledge and skills, preparing them to excel in the finance and banking sector. Here are some noteworthy courses provided by IIBF:

  1. "Strategic Management and Innovations in Banking"
  2. "Certificate in International Trade Finance"
  3. "MSME"
  4. "Emerging Technologies"
  5. "Certificate Examination in Information System Banker"

These courses, affiliated with esteemed entities such as the Ministry of Commerce, International Chamber of Commerce (through UCPDC), and the Reserve Bank of India, are highly efficient. They play a pivotal role in grooming finance and banking students into adept banking professionals. Enrolling in these courses proves consistently advantageous for candidates due to the wealth of information they provide. Furthermore, IIBF's exam policies cultivate agility in candidates, ensuring their readiness for various examinations.

 

IIBF Exam Registration process

Registration for IIBF (Indian Institute of Banking and Finance) exams involves the following process:

  1. Check Eligibility: Ensure you meet the specific eligibility criteria for your chosen exam, as requirements may vary.
  2. Create an Account: Sign up on the official IIBF website to initiate the registration process.
  3. Select Exam: Choose the specific exam you wish to register for, ensuring it's the correct one.
  4. Complete Registration Form: Provide necessary personal and educational details in the registration form.
  5. Upload Documents: Depending on the exam, upload required documents such as a passport-sized photo and signature.
  6. Pay Fees: Use available payment methods to pay the exam fee, varying based on the exam and candidate category.
  7. Receive Confirmation: Upon successful payment, receive confirmation of your registration. Save or print it for your records.
  8. Get Admit Card: Before the exam, receive an admit card with details like date, time, and venue. Download and print it; it's essential for the exam day.
  9. Prepare for Exam: Utilize IIBF's provided study materials and resources to prepare for the exam.
  10. Take the Exam: On the scheduled date, go to the exam center with your admit card and required identification.
  11. Check Results: After the exam, IIBF will release results on their website. Log in to your account to view and check your results.

 

iibf application fee


To complete their exam registration, applicants need to submit the IIBF application fee. Candidates planning to take the JAIIB and CAIIB exams administered by IIBF are required to pay the following fees:

  • First Attempt: INR 2700 for JAIIB, INR 3000 for CAIIB
  • Second Attempt: INR 1300 for both JAIIB and CAIIB
  • Third Attempt: INR 1300 for both JAIIB and CAIIB
  • Fourth Attempt: INR 1300 for both JAIIB and CAIIB

 

The institute has a tiered fee system for exam registration:

  • Regular fee applies to candidates registering in the first week.
  • During the second and third weeks, the regular fee plus an extra Rs. 100/- is applicable.
  • Registrations in the fourth week will have the regular fee plus an additional Rs. 200/-.
  • If registration extends beyond four weeks, the fee for extended days will be the regular fee plus Rs. 200/-.

 

 

 

IIBF EXAM DATES

 

Date

Time Slot

Paper

05th May 2024

8:30 AM, 10:30 AM, 1:30 PM

Indian Economy & Financial System

11th May 2024

8:30 AM, 10:30 AM, 1:30 PM

Principles & Practices of Banking

12th May 2024

8:30 AM, 10:30 AM, 1:30 PM

Accounting & Financial Management of Banking

19th May 2024

8:30 AM, 10:30 AM, 1:30 PM

Retail Banking & Wealth Management

 

eligibility criteria for iibf exam

The eligibility criteria for IIBF certifications vary based on the specific course you're interested in. Let's break it down in simpler terms:

  1. Professional Banker (PB) Qualification:
    • You need to have at least a graduation degree in any discipline from a recognized university to enroll in this course.
  2. IIBF Certificate Course in International Trade Finance (CITF):
    • To enroll in CITF, you should have at least passed the 10+2 examination or an equivalent qualification.
  3. IIBF Certification Course for CBCP:
    • If you're looking to enroll in the CBCP certification course, you must have a minimum educational qualification of graduation in any discipline from a recognized university.
  4. Additional Requirements:
    • Some courses might also require relevant work experience in the banking and finance industry.

iibf exam login

To access your IIBF exam account, follow these simple steps:

  1. Visit the Official Website:

.

  1. Find the Login Page:
    • Look for the “Login” or “Sign In” option on the IIBF website. You can usually find it at the top right corner of the homepage.
  2. Enter Your Credentials:
    • Click on the “Login” or “Sign In” link, and it will take you to a login page. Here, enter your login details, typically your username or membership number, and your password.
  3. Security Check (Captcha):
    • Some websites use a security captcha to ensure you're not a bot. Complete the captcha if it appears.
  4. Click “Login”:
    • After entering your credentials, click the “Login” or “Submit” button.
  5. Access Your Account:
    • Once you successfully log in, you'll gain access to your IIBF account. Here, you can manage your profile, register for exams, check your exam results, and find other relevant information.

 

IIBF Exam Pattern

The Indian Institute of Banking and Finance conducts the IIBF exams exclusively in Online mode. Candidates aiming for both the JAIIB and CAIIB exams need to attempt three papers in each examination.

JAIIB Exam Pattern

JAIIB Exam Pattern

Total Questions

Total Marks

Qualifying Marks

Duration

Principles and Practices of Banking

120

100

50

2 hours

Accounting & Finance for Bankers

120

100

50

2 hours

Legal & Regulatory Aspects of banking

120

100

50

2 hours

 

CAIIB Exam Pattern

CAIIB Exam Pattern

Total Questions

Total Marks

Qualifying Marks

Duration

Advanced Bank Management

100

100

50

2 hours

Bank Financial Management

100

100

50

2 hours

CAIIB Elective Paper

100

100

50

2 hours

 

Important Notes:

  1. Both JAIIB and CAIIB exams are conducted in bilingual mode, available in both English and Hindi languages.
  2. There is no negative marking in these exams. However, candidates must secure the minimum qualifying marks to pass.

 

syllabus

       I.            JAIIB SYLLABUS

The JAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF JAIIB examination is detailed in the following table for reference.

PAPER- 1(PRINCIPLES & PRACTICE OF BANKING)

Modules

Topics 

Module A 

Indian Financial System

  • Indian Financial System – An Overview:
  • Banking Regulation
  • Retail Banking, Wholesale and International Banking
  • Role of Money Markets, Debt Markets & Forex Market 
  • Role and Functions of Capital Markets, SEBI 
  • Mutual Funds & Insurance Companies, Bancassurance & IRDA 
  • Factoring, Forfaiting Services and Off-Balance Sheet items 
  • Risk Management, Basel Accords 
  • CIBIL, Fair Practices Code for Debt Collection, BCSBI 
  • Recent Developments in the Financial System 

Module B- Functions of Banks

  • Banker Customer Relationship 
  • KYC / AML / CFT norms 
  • Bankers’ Special Relationship 
  • Consumer Protection – COPRA, Banking Ombudsman Scheme 
  • Payment and Collection of Cheques and Other Negotiable Instruments 
  • Opening accounts of various types of customers 
  • Ancillary Services 
  • Cash Operations 
  • Principles of lending, Working Capital Assessment and Credit Monitoring
  • Priority Sector Advances 
  • Agricultural Finance 
  • Micro, Small and Medium Enterprises 
  • Government Sponsored Schemes 
  • Self Help Groups 
  • Credit Cards, Home Loans, Personal Loans, Consumer Loans 
  • Documentation 
  • Different Modes of Charging Securities 
  • Types of collaterals and their characteristics 
  • Non Performing Assets 
  • Financial Literacy 
 

 

Module C- Banking Technology

  • Essentials of Bank Computerization 
  • Payment Systems and Electronic Banking 
  • Data Communication Network and EFT systems 
  • Role of Technology Upgradation and its impact on Banks 
  • Security Considerations 
  • Overview of IT Act 
  • Preventive Vigilance in Electronic Banking 

Module D- Support Services- Marketing of Banking Services/Products

  • Marketing – An Introduction 
  • Social Marketing / Networking 
  • Consumer Behaviour and Product 
  • Pricing 
  • Distribution 
  • Channel Management 
  • Promotion 
  • Role of Direct Selling Agent / Direct Marketing Agent in a bank 
  • Marketing Information Systems – a longitudinal analysis 

PAPER- 2 (ACCOUNTING & FINANCE FOR BANKERS)

Module A – Business Mathematics and Finance

  • Calculation of Interest and Annuities 
  • Calculation of YTM Debt 
  • Capital Budgeting 
  • Depreciation and its Accounting 
  • Foreign Exchange Arithmetic 

Module B – Principles of Book Keeping & Accountancy

  • Definition, Scope and Accounting Standards 
  • Basic Accountancy Procedures 
  • Maintenance of Cash / Subsidiary Books and Ledger 
  • Bank Reconciliation Statement 
  • Trial Balance, Rectification of Errors and Adjusting & Closing Entries 
  • Capital and Revenue Expenditure
  • Bills of Exchange

Module C- Final Accounts

  • Balance Sheet Equation
  • Preparation of Final Accounts
  • Ratio Analysis
  • Final Accounts of Banking Companies
  • Company Accounts I & II
  • Accounting in a Computerized Environment

Module D- Banking Operations

  • Banking Operations & Accounting Functions

PAPER- 3 (LEGAL & REGULATORY ASPECTS OF BANKING)

Module A – Regulations and Compliance

  • Legal Framework of Regulation of Banks
  • Control over Organization of Banks 
  • Regulation of Banking Business 
  • Returns Inspection, Winding up, Mergers & Acquisitions
  • Public Sector Banks and Co-operative Banks
  • Financial Sector Legislative Reforms
  • Recent Legislative Changes in RBI Act
  • Financial Sector Development Council

Module B – Legal Aspects of Banking Operations

  • Different Types of Borrowers
  • Types of Credit Facilities
  • Secured and Unsecured Loans, Registration of Firms and Incorporation of Companies.
  • Indemnities
  • Bank Guarantees
  • Letters of Credit
  • Deferred Payment Guarantees 
  • Laws Relating to Bill Finance
  • Various Types of Securities
  • Laws Relating to Securities and Modes of Charging – I 
  • Laws Relating to Securities and Modes of Charging – II 
  • Registration and Satisfaction of Charges
  • Case Laws on Responsibility of Paying Bank 
  • Case Laws on Responsibility of Collecting Bank 

Module C – Banking Related Laws

  • Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act)
  • Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) 
  • Banking Ombudsmen Scheme
  • Bankers Books Evidence Act, 1891 
  • The Legal Services Authorities Act, 1987 
  • The Consumer Protection Act, 1986 and CERSAI 
  • The Law of Limitation
  • Tax Laws
  • Negotiable Instruments Act, 1881
  • Payment & Settlements Systems Act, 2007 

Module D – Commercial Laws with Reference to Banking Operations

  • Indian Contract Act, 1872
  • The Sale of Goods Act, 1930
  • Indian Partnership Act, 1932
  • Definition and features of a company 
  • The Companies Act, 1956 (Now Companies Act, 2013)
  • Foreign Exchange Management Act, 1999
  • Transfer of Property Act, 1882
  • The Right to Information Act, 2005
  • Right to Information and Obligation of Public Authorities
  • The Prevention of Money Laundering Act, 2002
  • Information Technology Act, 2000
     

 

    II.            CAIIB SYLLABUS

The CAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF CAIIB examination is detailed in the following table for reference.

Compulsory Paper – I (ADVANCED BANK MANAGEMENT)

Module – A

Economic Analysis

  • The fundamentals of Economics 
  • Indian Economy

Module – B

Business Mathematics

Module – C

HRM in banks

Module – D

Credit Management

Compulsory Paper – 2 (BANK FINANCIAL MANAGEMENT)

Module – A

International Banking

Module – B

Risk Management

Module – C

Treasury Management

Module – D

Balance Sheet Management

Paper- 3 (Elective Papers)

Elective Paper – I (CENTRAL BANKING)

Module – A

Rationale and Functions of Central Bank

Module – B

Central banking in India

Module – C

Monetary Policy and Credit Policy

Module – D

Supervision and Financial Stability

Elective Paper-II (INTERNATIONAL BANKING)

Module – A

International Banking and Finance

  • International Banking
  • International Finance

Module – B

Foreign Exchange Business

Module – C

International Trade

  • Regulations covering international trade
  • Import / Export Finance

Module – D

Derivatives

Elective Paper – III (RURAL BANKING)

Module – A

Rural India

  • Demographic features
  • Characteristics of Rural Society
  • Economic Features
  • Rural infrastructure
  • Agriculture Economy
  • Rural Development Polic
  • Rural Issues

Module – B

Financing Rural Development

  • Regulation of Rural Financial Services
  • Rural Credit Institutions
  • Financing agriculture / allied activities
  • Financing Rural Non-Farm Sector (RNFS)
  • SME Finance

Module – C

Priority Sector Financing and Govt initiatives

Module – D

Problems and prospects in Rural Banking

Elective Paper – IV (FINANCIAL ADVISING)

Module – A

Introduction to Financial Advising

Module – B

Financial Planning

Module – C

Financial Investment Products

Module – D

Taxation

Elective Paper – V (CORPORATE BANKING)

Module – A

Corporate Banking and Finance

Module – B

Investment Banking

Module – C

Project and Infrastructure Finance

Elective Paper – VI (RETAIL BANKING)

Module – A

Introduction

Module – B

Retail Products

Module – C

Marketing / Selling of retail products, MIS and Accounting

Module – D

Other issues related to Retail Banking

Elective Paper – VII (CO-OPERATIVE BANKING) 

Module – A

Principles and Laws of co-operative Banking Law and rules relating to Coop Banks

Module – B

Co-operative Banking Operations

Module – C

Technology, Risk management

Module – D

Supervisory and Regulatory aspects

Elective Paper – VIII (HUMAN RESOURCES MANAGEMENT)

Module – A

Human Resources Management

Module – B

Building an HR strategy

Module – C

Motivation, Training and Skill Development

Module – D

Personnel Management and Industrial Relations 

Elective Paper – IX (INFORMATION TECHNOLOGY)

Module – A

Introduction to Information Technology

Module – B

Systems and Design

Module – C

Applications in Banking 

Module – D

Security, Controls and Guidelines

Elective Paper – X (Treasury Management)

Module – A

An overview

Module – B

Treasury operations 

Module – C

Treasury & International Banking

Module – D

Risk Management

Elective Paper – XI (Risk Management)

Module – A

An overview

  • Risk definition / policies
  • Asset Liability Management
  • Risk measurement & Control
  • Risk management

Module – B

Credit Risk Management

Module – C

Operational Risk

Module – D

Market risk

Module – E

Risk Organization and Policy

 

 

IIBF EXAM PASSING CRITTETRIA

Candidates will be deemed to have successfully completed the IIBF exam under the following conditions:

  1. Minimum Marks Requirement:
    • Achieving a minimum of 50 marks out of 100 in each subject.
  2. Alternative Aggregate Requirement:
    • Attaining at least 45 marks in each subject with an aggregate of 50% marks across all subjects of the examination in a single attempt.
  3. Retention of Credits:
    • Candidates may retain credits for the subjects they have passed in an attempt until the expiration of the time limit for passing the examination.
  4. Time Limit for Passing:
    • Candidates must clear the examination within a time limit of 2 years, allowing for 4 consecutive attempts.
  5. Re-registration After Expiry:
    • Candidates who do not pass the examination within the stipulated two years must re-register themselves.
    • Credits for subjects passed earlier will not be retained in this case.
  6. Commencement of Time Limit:
    • The 2-year time limit commences from the date of application for the first attempt.
  7. Attempt Count:
    • Attempts will be counted irrespective of whether a candidate appears for any examination or not.